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Urbana city, OH

ZIP 43078 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 43078

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for Urbana city, OH as Very Low (composite score 26.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (43.8) and hurricane (27.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Very Low
Risk index
26.7
Flood risk
43.8
Wildfire risk
3.4
Hurricane risk
27.6
Earthquake risk
56.2
Tornado risk
46.4
Winter weather risk
51.2
Hail risk
55.6

Climate & Weather in ZIP Code 43078

Climate normals for Urbana city, OH show little to no average snow and around 44.0 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Very Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
6a
Annual Snow Days
0
Annual Precipitation
44 in
FEMA NRI rating
Very Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone6a
Annual precip (in)44
Snow days0
Broadband access89.5%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingVery Low
NRI risk index26.7
Flood risk (NRI)43.8
Wildfire risk (NRI)3.4
Hurricane risk (NRI)27.6
IRS net migration847