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ZIP 43086
Housing & Real Estate

ZIP 43086 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 43086

Median Home Value

$349,906

Median Rent

$1,692

Affordability Snapshot

$96,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,248/mo PITI).

19%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.2 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 43086, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,248. That is roughly in line with the local median household income ($105,039). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel

Housing Metrics

Owner Occupied

80.1%+22% vs US avg

Vacancy Rate

5.0%-52% vs US avg

Broadband Access

93.3%+7% vs US avg

4+ Bedrooms

5.3%-64% vs US avg

Built Pre-1939

0.0%

Built Post-2014

1.7%-75% vs US avg

Rent Burden >30%

21.4%-57% vs US avg

Mortgage-Free

32.1%-16% vs US avg

$349,906

Home Value

$1,692

Rent

1984

Year Built

2011

Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached71.1%
1-unit attached12.1%
2-9 units8.5%
10+ units8.2%
Mobile home & other0.1%

ZIP 43086 — Housing & Real Estate

Housing & Real Estate in ZIP Code 43086

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