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Upper Arlington city, OH

ZIP 43220 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 43220

Median Home Value
$463,200
Median Rent
$1,079
Affordability Snapshot
$127,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,975/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

35.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 43220 in Upper Arlington city, OH, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,975. That is about 65% above the local median household income ($77,090), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
50.2%-23% vs US avg
x
Vacancy Rate
4.0%-61% vs US avg
x
Broadband Access
93.8%+8% vs US avg
x
4+ Bedrooms
4.9%-67% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
15.3%-69% vs US avg
x
Mortgage-Free
32.3%-16% vs US avg
x
$463,200
Home Value
$1,079
Rent
1974
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached38.9%
  • 1-unit attached13.1%
  • 2-9 units28.0%
  • 10+ units20.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$463,200
Median rent$1,079
Owner-occupied50.2%
Vacant4.0%
Price-to-income6.0x
Est. income to buy$127,000