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Columbus city, OH

ZIP 43228 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 43228

Median Home Value
$204,000
Median Rent
$990
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,310/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 43228 in Columbus city, OH, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,310. That is roughly in line with the local median household income ($60,895). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
45.5%-30% vs US avg
x
Vacancy Rate
5.6%-46% vs US avg
x
Broadband Access
92.0%+6% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
24.9%-50% vs US avg
x
Mortgage-Free
29.3%-23% vs US avg
x
$204,000
Home Value
$990
Rent
1986
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.8%
  • 1-unit attached9.1%
  • 2-9 units21.8%
  • 10+ units23.4%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$204,000
Median rent$990
Owner-occupied45.5%
Vacant5.6%
Price-to-income3.4x
Est. income to buy$56,000