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Toledo city, OH

ZIP 43607 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 43607

Median Home Value
$73,300
Median Rent
$695
Affordability Snapshot
$20,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$471/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 43607 in Toledo city, OH, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $471. That sits below the local median household income ($37,442), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
46.1%-30% vs US avg
x
Vacancy Rate
16.8%+63% vs US avg
x
Broadband Access
82.0%-6% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
8.8%-31% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
31.9%-36% vs US avg
x
Mortgage-Free
61.0%+60% vs US avg
x
$73,300
Home Value
$695
Rent
1954
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.1%
  • 1-unit attached2.2%
  • 2-9 units11.8%
  • 10+ units17.0%
  • Mobile home & other4.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$73,300
Median rent$695
Owner-occupied46.1%
Vacant16.8%
Price-to-income2.0x
Est. income to buy$20,000