US5.com
  1. Home
  2. States
  3. Ohio
  4. ZIP 43612
  5. Housing & Real Estate
Toledo city, OH

ZIP 43612 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 43612

Median Home Value
$89,700
Median Rent
$760
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$576/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 43612 in Toledo city, OH, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $576. That sits below the local median household income ($50,484), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
53.7%-18% vs US avg
x
Vacancy Rate
10.7%+4% vs US avg
x
Broadband Access
86.3%-1% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
16.3%+27% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
20.6%-59% vs US avg
x
Mortgage-Free
45.3%+19% vs US avg
x
$89,700
Home Value
$760
Rent
1952
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.8%
  • 1-unit attached1.3%
  • 2-9 units17.8%
  • 10+ units6.6%
  • Mobile home & other5.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$89,700
Median rent$760
Owner-occupied53.7%
Vacant10.7%
Price-to-income1.8x
Est. income to buy$25,000