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ZIP 43635
Housing & Real Estate

ZIP 43635 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 43635

Median Home Value

$160,000

Median Rent

$739

Affordability Snapshot

$44,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,028/mo PITI).

20%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.0 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 43635, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,028. That is roughly in line with the local median household income ($43,264). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

50.2%-23% vs US avg

Vacancy Rate

10.0%-3% vs US avg

Broadband Access

89.0%+2% vs US avg

4+ Bedrooms

0.7%-96% vs US avg

Built Pre-1939

2.6%-79% vs US avg

Built Post-2014

2.1%-70% vs US avg

Rent Burden >30%

10.1%-80% vs US avg

Mortgage-Free

39.5%+3% vs US avg

$160,000

Home Value

$739

Rent

1978

Year Built

2017

Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached45.8%
1-unit attached10.4%
2-9 units19.4%
10+ units23.0%
Mobile home & other1.4%

ZIP 43635 — Housing & Real Estate

Housing & Real Estate in ZIP Code 43635

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