ZIP Code 43788 — Summerfield village, OH Demographics & Data

ZIP code 43788 covers Summerfield, OH in Noble County with a population of about 615.

At a glance, the area shows median age of 60.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 220, 740; U.S. House district OH-6; the COLUMBUS, OH media market.

Summerfield, OH fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 43788 is about $29,681 — about 61% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.4%; unemployment rate near 7.7%; 14.1% of adults with a bachelor’s degree or higher (about 19.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Administrative support, and Manufacturing; about 1.3% of workers reporting work-from-home (about 13.9 points below the U.S. share (15.2%)); a mean commute of about 155.0 minutes (U.S. average near 26.8).

Median home value is about $147,800 — about 58% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $525 (about 55% below the U.S. median rent ($1,163)), and owner-occupancy near 91.5% (about 26.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 43788 in Summerfield, OH, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $949. That is about 38% above the local median household income ($29,681), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Summerfield village, OH as Very Low (composite score 13.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (49.0) and flood (35.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Summerfield village, OH show little to no average snow.

IRS migration statistics show a net inflow of about 26 for ZIP 43788 (Summerfield village, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.