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Coshocton city, OH

ZIP 43812 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 43812

Median Home Value
$130,800
Median Rent
$498
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$840/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 43812 in Coshocton city, OH, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $840. That sits below the local median household income ($51,930), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
63.8%-2% vs US avg
x
Vacancy Rate
9.3%-10% vs US avg
x
Broadband Access
84.3%-3% vs US avg
x
4+ Bedrooms
1.4%-90% vs US avg
x
Built Pre-1939
5.8%-55% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
24.4%-51% vs US avg
x
Mortgage-Free
48.0%+26% vs US avg
x
$130,800
Home Value
$498
Rent
1961
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.9%
  • 1-unit attached0.2%
  • 2-9 units11.4%
  • 10+ units5.6%
  • Mobile home & other9.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$130,800
Median rent$498
Owner-occupied63.8%
Vacant9.3%
Price-to-income2.5x
Est. income to buy$36,000