US5.com
  1. Home
  2. States
  3. Ohio
  4. ZIP 44023
  5. Housing & Real Estate
Bainbridge CDP, OH

ZIP 44023 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44023

Median Home Value
$421,600
Median Rent
$2,396
Affordability Snapshot
$116,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,708/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44023 in Bainbridge CDP, OH, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,708. That sits below the local median household income ($130,452), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
87.1%+33% vs US avg
x
Vacancy Rate
5.5%-47% vs US avg
x
Broadband Access
94.0%+8% vs US avg
x
4+ Bedrooms
12.5%-15% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
31.9%-36% vs US avg
x
Mortgage-Free
31.3%-18% vs US avg
x
$421,600
Home Value
$2,396
Rent
1986
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.9%
  • 1-unit attached5.8%
  • 2-9 units1.9%
  • 10+ units3.2%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$421,600
Median rent$2,396
Owner-occupied87.1%
Vacant5.5%
Price-to-income3.2x
Est. income to buy$116,000