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North Ridgeville city, OH

ZIP 44039 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44039

Median Home Value
$254,800
Median Rent
$893
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,637/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44039 in North Ridgeville city, OH, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,637. That sits below the local median household income ($94,128), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.9%+37% vs US avg
x
Vacancy Rate
3.6%-65% vs US avg
x
Broadband Access
93.3%+7% vs US avg
x
4+ Bedrooms
2.6%-82% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
12.8%-74% vs US avg
x
Mortgage-Free
31.0%-19% vs US avg
x
$254,800
Home Value
$893
Rent
1995
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.1%
  • 1-unit attached5.2%
  • 2-9 units1.6%
  • 10+ units5.0%
  • Mobile home & other3.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$254,800
Median rent$893
Owner-occupied89.9%
Vacant3.6%
Price-to-income2.7x
Est. income to buy$70,000