ZIP Code 44049 — Kipton village, OH Demographics & Data

ZIP code 44049 covers Kipton, OH in Lorain County with a population of about 230.

At a glance, the area shows median age of 41.1 versus a U.S. median of about 38.9.

It sits in telephone area code 440; U.S. House district OH-5; the CLEVELAND - AKRON (CANTON) media market.

Median household income in ZIP 44049 is about $58,750 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.4%; unemployment rate near 1.0%; 19.6% of adults with a bachelor’s degree or higher (about 14.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Education, and Administrative support; about 6.1% of workers reporting work-from-home (about 9.1 points below the U.S. share (15.2%)); a mean commute of about 93.0 minutes (U.S. average near 26.8).

Median home value is about $135,700 — about 61% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 72.9% (about 7.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 44049 in Kipton, OH, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $872. That sits below the local median household income ($58,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Kipton village, OH as Relatively Moderate (composite score 86.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (90.2) and hurricane (50.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Kipton village, OH show little to no average snow and around 40.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 10 for ZIP 44049 (Kipton village, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.