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Cleveland city, OH

ZIP 44103 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44103

Median Home Value
$57,600
Median Rent
$574
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$370/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44103 in Cleveland city, OH, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $370. That sits below the local median household income ($24,219), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
32.3%-51% vs US avg
x
Vacancy Rate
26.3%+155% vs US avg
x
Broadband Access
73.0%-16% vs US avg
x
4+ Bedrooms
5.8%-61% vs US avg
x
Built Pre-1939
4.0%-68% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
23.8%-52% vs US avg
x
Mortgage-Free
57.5%+51% vs US avg
x
$57,600
Home Value
$574
Rent
1938
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached32.0%
  • 1-unit attached12.8%
  • 2-9 units32.4%
  • 10+ units22.1%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$57,600
Median rent$574
Owner-occupied32.3%
Vacant26.3%
Price-to-income2.4x
Est. income to buy$16,000