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Cleveland city, OH

ZIP 44104 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44104

Median Home Value
$60,600
Median Rent
$509
Affordability Snapshot
$17,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$389/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44104 in Cleveland city, OH, a household would need roughly $17,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $389. That sits below the local median household income ($24,009), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
25.7%-61% vs US avg
x
Vacancy Rate
12.8%+25% vs US avg
x
Broadband Access
69.3%-20% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
12.8%+0% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
23.5%-53% vs US avg
x
Mortgage-Free
62.4%+63% vs US avg
x
$60,600
Home Value
$509
Rent
1955
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached36.4%
  • 1-unit attached5.0%
  • 2-9 units36.8%
  • 10+ units21.5%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$60,600
Median rent$509
Owner-occupied25.7%
Vacant12.8%
Price-to-income2.5x
Est. income to buy$17,000