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Beachwood city, OH

ZIP 44122 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44122

Median Home Value
$304,300
Median Rent
$1,404
Affordability Snapshot
$84,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,955/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44122 in Beachwood city, OH, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,955. That sits below the local median household income ($97,469), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.6%-4% vs US avg
x
Vacancy Rate
9.3%-9% vs US avg
x
Broadband Access
92.8%+7% vs US avg
x
4+ Bedrooms
8.0%-46% vs US avg
x
Built Pre-1939
9.8%-23% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
21.5%-57% vs US avg
x
Mortgage-Free
38.5%+1% vs US avg
x
$304,300
Home Value
$1,404
Rent
1959
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.4%
  • 1-unit attached3.1%
  • 2-9 units6.7%
  • 10+ units33.5%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$304,300
Median rent$1,404
Owner-occupied62.6%
Vacant9.3%
Price-to-income3.1x
Est. income to buy$84,000