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Euclid city, OH

ZIP 44123 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44123

Median Home Value
$103,400
Median Rent
$866
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$664/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44123 in Euclid city, OH, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $664. That sits below the local median household income ($54,979), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
45.0%-31% vs US avg
x
Vacancy Rate
9.9%-4% vs US avg
x
Broadband Access
84.4%-3% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
17.0%+33% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
23.9%-52% vs US avg
x
Mortgage-Free
37.1%-3% vs US avg
x
$103,400
Home Value
$866
Rent
1955
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.1%
  • 1-unit attached7.2%
  • 2-9 units15.1%
  • 10+ units22.1%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$103,400
Median rent$866
Owner-occupied45.0%
Vacant9.9%
Price-to-income1.9x
Est. income to buy$28,000