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Euclid city, OH

ZIP 44132 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44132

Median Home Value
$109,600
Median Rent
$867
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$704/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44132 in Euclid city, OH, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $704. That sits below the local median household income ($46,014), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
47.2%-28% vs US avg
x
Vacancy Rate
16.6%+61% vs US avg
x
Broadband Access
84.5%-3% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
18.5%+44% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
34.1%-31% vs US avg
x
Mortgage-Free
40.0%+5% vs US avg
x
$109,600
Home Value
$867
Rent
1957
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.0%
  • 1-unit attached11.7%
  • 2-9 units10.1%
  • 10+ units24.1%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$109,600
Median rent$867
Owner-occupied47.2%
Vacant16.6%
Price-to-income2.4x
Est. income to buy$30,000