ZIP Code 44445 — New Waterford village, OH Demographics & Data

ZIP code 44445 covers New Waterford, OH in Columbiana County with a population of about 3,067.

At a glance, the area shows median age of 38.7 (near the U.S. median).

It sits in telephone area codes 234, 330; U.S. House district OH-6; the YOUNGSTOWN media market.

Median household income in ZIP 44445 is about $90,352 — about 20% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.0%; unemployment rate near 5.1%; 15.7% of adults with a bachelor’s degree or higher (about 18.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 3.0% of workers reporting work-from-home (about 12.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $194,300 — about 44% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $458 (about 61% below the U.S. median rent ($1,163)), and owner-occupancy near 82.8% (about 17.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 44445 in New Waterford, OH, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,248. That sits below the local median household income ($90,352), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for New Waterford village, OH as Relatively Low (composite score 69.1), which is near the middle of the national distribution. The strongest component scores on US5 are flood (82.2) and hurricane (59.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for New Waterford village, OH show little to no average snow.

IRS migration statistics show a net inflow of about 130 for ZIP 44445 (New Waterford village, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.