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Niles city, OH

ZIP 44446 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44446

Median Home Value
$108,800
Median Rent
$709
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$699/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44446 in Niles city, OH, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $699. That sits below the local median household income ($49,779), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
57.9%-11% vs US avg
x
Vacancy Rate
10.8%+5% vs US avg
x
Broadband Access
79.6%-9% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
7.8%-39% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
19.3%-61% vs US avg
x
Mortgage-Free
55.4%+45% vs US avg
x
$108,800
Home Value
$709
Rent
1964
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.2%
  • 1-unit attached2.8%
  • 2-9 units10.2%
  • 10+ units16.2%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$108,800
Median rent$709
Owner-occupied57.9%
Vacant10.8%
Price-to-income2.2x
Est. income to buy$30,000