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Youngstown city, OH

ZIP 44502 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44502

Median Home Value
$37,500
Median Rent
$632
Affordability Snapshot
$10,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$241/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

4.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44502 in Youngstown city, OH, a household would need roughly $10,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $241. That sits below the local median household income ($32,259), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
52.4%-20% vs US avg
x
Vacancy Rate
17.6%+71% vs US avg
x
Broadband Access
82.0%-6% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
9.8%-23% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
30.9%-38% vs US avg
x
Mortgage-Free
73.5%+92% vs US avg
x
$37,500
Home Value
$632
Rent
1945
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.3%
  • 1-unit attached0.0%
  • 2-9 units3.5%
  • 10+ units4.4%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$37,500
Median rent$632
Owner-occupied52.4%
Vacant17.6%
Price-to-income1.2x
Est. income to buy$10,000