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Youngstown city, OH

ZIP 44505 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44505

Median Home Value
$82,100
Median Rent
$557
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$527/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44505 in Youngstown city, OH, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $527. That sits below the local median household income ($36,480), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
52.5%-20% vs US avg
x
Vacancy Rate
13.3%+29% vs US avg
x
Broadband Access
78.6%-10% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
5.8%-55% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
29.7%-40% vs US avg
x
Mortgage-Free
56.3%+47% vs US avg
x
$82,100
Home Value
$557
Rent
1963
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.2%
  • 1-unit attached1.8%
  • 2-9 units19.6%
  • 10+ units11.2%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$82,100
Median rent$557
Owner-occupied52.5%
Vacant13.3%
Price-to-income2.3x
Est. income to buy$23,000