ZIP Code 44805 — Ashland city, OH Demographics & Data

ZIP code 44805 covers Ashland, OH in Ashland County with a population of about 31,024.

At a glance, the area shows median age of 38.6 (near the U.S. median).

It sits in telephone area codes 419, 567; U.S. House district OH-4; the CLEVELAND - AKRON (CANTON) media market.

Ashland, OH sits in a university / college context (near ashland university (0.8 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 44805 is about $62,058 — about 17% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.0%; unemployment rate near 3.5%; 24.6% of adults with a bachelor’s degree or higher (about 9.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 7.2% of workers reporting work-from-home (about 8.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $165,000 — about 53% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $642 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 72.5% (about 7.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 44805 in Ashland, OH, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,060. That sits below the local median household income ($62,058), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ashland city, OH as Relatively Low (composite score 46.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (60.2) and hurricane (43.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ashland city, OH show little to no average snow.

IRS migration statistics show a net inflow of about 1,315 for ZIP 44805 (Ashland city, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.