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South Lebanon village, OH

ZIP 45065 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45065

Median Home Value
$313,100
Median Rent
$742
Affordability Snapshot
$86,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,011/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

35.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45065 in South Lebanon village, OH, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,011. That sits below the local median household income ($107,222), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
78.4%+20% vs US avg
x
Vacancy Rate
8.9%-14% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
10.1%-32% vs US avg
x
Built Pre-1939
4.1%-68% vs US avg
x
Built Post-2014
4.2%-39% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
34.5%-10% vs US avg
x
$313,100
Home Value
$742
Rent
2003
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.3%
  • 1-unit attached0.4%
  • 2-9 units5.5%
  • 10+ units9.7%
  • Mobile home & other6.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$313,100
Median rent$742
Owner-occupied78.4%
Vacant8.9%
Price-to-income2.9x
Est. income to buy$86,000