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ZIP 45201 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45201

Median Home Value
$360,000
Median Rent
$1,477
Affordability Snapshot
$99,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,313/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45201, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,313. That is roughly in line with the local median household income ($98,452). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
7.2%-89% vs US avg
x
Vacancy Rate
9.0%-13% vs US avg
x
Broadband Access
99.2%+14% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
9.3%-81% vs US avg
x
Mortgage-Free
37.3%-2% vs US avg
x
$360,000
Home Value
$1,477
Rent
1946
Year Built
N/A
Moved In
Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.5%
  • 1-unit attached0.7%
  • 2-9 units13.2%
  • 10+ units85.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$360,000
Median rent$1,477
Owner-occupied7.2%
Vacant9.0%
Price-to-income3.7x
Est. income to buy$99,000