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Norwood city, OH

ZIP 45212 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45212

Median Home Value
$229,400
Median Rent
$782
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,474/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45212 in Norwood city, OH, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,474. That is roughly in line with the local median household income ($63,698). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
47.7%-27% vs US avg
x
Vacancy Rate
10.3%+0% vs US avg
x
Broadband Access
87.9%+1% vs US avg
x
4+ Bedrooms
5.1%-65% vs US avg
x
Built Pre-1939
6.6%-49% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
24.9%-50% vs US avg
x
Mortgage-Free
29.0%-24% vs US avg
x
$229,400
Home Value
$782
Rent
1938
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.9%
  • 1-unit attached1.8%
  • 2-9 units33.0%
  • 10+ units11.9%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$229,400
Median rent$782
Owner-occupied47.7%
Vacant10.3%
Price-to-income3.6x
Est. income to buy$63,000