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Dry Run CDP, OH

ZIP 45244 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45244

Median Home Value
$346,100
Median Rent
$940
Affordability Snapshot
$95,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,223/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45244 in Dry Run CDP, OH, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,223. That sits below the local median household income ($108,413), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
81.5%+25% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
94.1%+8% vs US avg
x
4+ Bedrooms
8.5%-43% vs US avg
x
Built Pre-1939
1.6%-87% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
11.2%-77% vs US avg
x
Mortgage-Free
31.3%-18% vs US avg
x
$346,100
Home Value
$940
Rent
1981
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.7%
  • 1-unit attached3.8%
  • 2-9 units4.6%
  • 10+ units9.3%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$346,100
Median rent$940
Owner-occupied81.5%
Vacant3.1%
Price-to-income3.2x
Est. income to buy$95,000