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ZIP 45258 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45258

Median Home Value
$144,700
Median Rent
$671
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$930/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45258, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $930. That sits below the local median household income ($45,393), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics

Historic housing stock (21% built before 1939)

Owner Occupied
37.6%-42% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
89.2%+2% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
21.4%+67% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
14.7%-70% vs US avg
x
Mortgage-Free
29.0%-24% vs US avg
x
$144,700
Home Value
$671
Rent
1955
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached36.5%
  • 1-unit attached4.7%
  • 2-9 units44.6%
  • 10+ units14.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$144,700
Median rent$671
Owner-occupied37.6%
Vacant3.9%
Price-to-income3.2x
Est. income to buy$40,000