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Oakwood city, OH

ZIP 45419 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45419

Median Home Value
$237,700
Median Rent
$852
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,527/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45419 in Oakwood city, OH, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,527. That sits below the local median household income ($85,876), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Historic housing stock (22% built before 1939)

Owner Occupied
64.6%-1% vs US avg
x
Vacancy Rate
5.2%-50% vs US avg
x
Broadband Access
95.3%+10% vs US avg
x
4+ Bedrooms
4.9%-67% vs US avg
x
Built Pre-1939
22.1%+72% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
19.8%-60% vs US avg
x
Mortgage-Free
28.1%-26% vs US avg
x
$237,700
Home Value
$852
Rent
1950
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.3%
  • 1-unit attached2.2%
  • 2-9 units19.7%
  • 10+ units6.0%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$237,700
Median rent$852
Owner-occupied64.6%
Vacant5.2%
Price-to-income2.8x
Est. income to buy$65,000