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ZIP Code 45475 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
4,602
Density
N/A
Median income
$91,000
+21% vs US avg
Home value
$297,000
-15% vs US avg
Median rent
$1,104
-5% vs US avg
Timezone
N/A

Overview of ZIP Code 45475

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What to know about ZIP 45475

ZIP code 45475 covers ZIP 45475 with a population of about 4,602.

At a glance, the area shows median age of 45.8 versus a U.S. median of about 38.9.

It sits in the DAYTON media market.

Income and economy in ZIP 45475

Median household income in ZIP 45475 is about $91,000 — about 21% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.8%; unemployment rate near 0.9%; 50.4% of adults with a bachelor’s degree or higher (about 16.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Professional services; about 14.1% of workers reporting work-from-home (about 1.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 45475

Median home value is about $297,000 — about 15% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,104 (about 5% below the U.S. median rent ($1,163)), and owner-occupancy near 65.2% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 45475, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,908. That is roughly in line with the local median household income ($91,000). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.