US5.com
  1. Home
  2. States
  3. Ohio
  4. ZIP 45686
  5. Housing & Real Estate
Vinton village, OH

ZIP 45686 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45686

Median Home Value
$157,200
Median Rent
$545
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,010/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45686 in Vinton village, OH, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,010. That sits below the local median household income ($53,212), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.0%+22% vs US avg
x
Vacancy Rate
20.0%+94% vs US avg
x
Broadband Access
67.9%-22% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
2.9%-77% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
24.1%-52% vs US avg
x
Mortgage-Free
62.8%+64% vs US avg
x
$157,200
Home Value
$545
Rent
1992
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.4%
  • 1-unit attached0.5%
  • 2-9 units0.5%
  • 10+ units0.0%
  • Mobile home & other41.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$157,200
Median rent$545
Owner-occupied80.0%
Vacant20.0%
Price-to-income3.0x
Est. income to buy$43,000