ZIP Code 45809 — Gomer CDP, OH Demographics & Data

ZIP code 45809 covers Gomer, OH in Allen County with a population of about 69.

At a glance, the area shows median age of 50.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 419, 567; U.S. House district OH-4; the LIMA media market.

On socioeconomic markers, US5 shows a poverty rate of 17.4%; unemployment rate near 0.0%; 7.9% of adults with a bachelor’s degree or higher (about 25.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Education; a mean commute of about 46.0 minutes (U.S. average near 26.8).

Median home value is about $99,400 — about 71% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.9% (about 25.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 45809 in Gomer, OH, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $639. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gomer CDP, OH as Relatively Low (composite score 73.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (83.0) and hurricane (46.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gomer CDP, OH show little to no average snow and around 41.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3 for ZIP 45809 (Gomer CDP, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.