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Leipsic village, OH

ZIP 45856 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45856

Median Home Value
$167,400
Median Rent
$718
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,075/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45856 in Leipsic village, OH, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,075. That sits below the local median household income ($87,292), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
80.8%+24% vs US avg
x
Vacancy Rate
5.0%-51% vs US avg
x
Broadband Access
84.5%-3% vs US avg
x
4+ Bedrooms
5.4%-63% vs US avg
x
Built Pre-1939
6.3%-51% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
20.7%-58% vs US avg
x
Mortgage-Free
46.5%+22% vs US avg
x
$167,400
Home Value
$718
Rent
1961
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.8%
  • 1-unit attached0.5%
  • 2-9 units4.9%
  • 10+ units1.5%
  • Mobile home & other7.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$167,400
Median rent$718
Owner-occupied80.8%
Vacant5.0%
Price-to-income1.9x
Est. income to buy$46,000