ZIP Code 45893 — Vaughnsville CDP, OH Demographics & Data

ZIP code 45893 covers Vaughnsville, OH in Putnam County with a population of about 166.

At a glance, the area shows median age of 65.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 419, 567; U.S. House district OH-5; the LIMA media market.

Vaughnsville, OH fits a retirement-oriented profile (high share of residents 65+ (65.7%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 45893 is about $60,208 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.8%; unemployment rate near 0.0%; 7.2% of adults with a bachelor’s degree or higher (about 26.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing and Healthcare; a mean commute of about 57.0 minutes (U.S. average near 26.8).

Median home value is about $104,000 — about 70% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 45893 in Vaughnsville, OH, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $668. That sits below the local median household income ($60,208), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Vaughnsville CDP, OH as Very Low (composite score 32.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (52.8) and hurricane (40.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Vaughnsville CDP, OH show limited published climate normals on US5.

IRS migration statistics show a net inflow of about 7 for ZIP 45893 (Vaughnsville CDP, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.