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Waynesfield village, OH

ZIP 45896 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45896

Median Home Value
$162,100
Median Rent
$476
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,041/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

28.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45896 in Waynesfield village, OH, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,041. That sits below the local median household income ($61,544), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.5%+23% vs US avg
x
Vacancy Rate
10.6%+3% vs US avg
x
Broadband Access
81.7%-6% vs US avg
x
4+ Bedrooms
3.8%-75% vs US avg
x
Built Pre-1939
7.1%-45% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
9.2%-81% vs US avg
x
Mortgage-Free
47.3%+24% vs US avg
x
$162,100
Home Value
$476
Rent
1961
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.3%
  • 1-unit attached1.6%
  • 2-9 units1.9%
  • 10+ units0.0%
  • Mobile home & other7.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$162,100
Median rent$476
Owner-occupied80.5%
Vacant10.6%
Price-to-income2.6x
Est. income to buy$45,000