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Anderson city, IN

ZIP 46011 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46011

Median Home Value
$168,300
Median Rent
$774
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,081/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46011 in Anderson city, IN, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,081. That sits below the local median household income ($77,618), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
83.0%+27% vs US avg
x
Vacancy Rate
7.6%-26% vs US avg
x
Broadband Access
91.4%+5% vs US avg
x
4+ Bedrooms
4.6%-69% vs US avg
x
Built Pre-1939
7.0%-46% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
13.4%-73% vs US avg
x
Mortgage-Free
35.1%-8% vs US avg
x
$168,300
Home Value
$774
Rent
1962
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.9%
  • 1-unit attached3.2%
  • 2-9 units3.9%
  • 10+ units2.6%
  • Mobile home & other2.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$168,300
Median rent$774
Owner-occupied83.0%
Vacant7.6%
Price-to-income2.2x
Est. income to buy$46,000