ZIP Code 46055 — McCordsville town, IN Demographics & Data

ZIP code 46055 covers McCordsville, IN in Hancock County with a population of about 15,027.

At a glance, the area shows median age of 38.2 (near the U.S. median).

It sits in telephone area codes 317, 463; U.S. House district IN-6; the INDIANAPOLIS media market.

McCordsville, IN aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 46055 is about $116,811 — about 55% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.8%; unemployment rate near 2.4%; 55.1% of adults with a bachelor’s degree or higher (about 21.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Finance and insurance, and Professional services; about 22.6% of workers reporting work-from-home (about 7.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $326,300 — about 6% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,311 (about 13% above the U.S. median rent ($1,163)), and owner-occupancy near 85.3% (about 19.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 46055 in McCordsville, IN, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,096. That sits below the local median household income ($116,811), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for McCordsville town, IN as Relatively Low (composite score 44.0), which is near the middle of the national distribution. The strongest component scores on US5 are flood (57.1) and hurricane (14.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for McCordsville town, IN show little to no average snow and around 47.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 691 for ZIP 46055 (McCordsville town, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.