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ZIP 46061
Housing & Real Estate

ZIP 46061 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46061

Median Home Value

$178,900

Median Rent

$814

Affordability Snapshot

$49,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,149/mo PITI).

18%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.3 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46061, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,149. That is roughly in line with the local median household income ($54,199). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

60.0%-8% vs US avg

Vacancy Rate

20.9%+103% vs US avg

Broadband Access

83.1%-4% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

10.8%-16% vs US avg

Built Post-2014

1.7%-76% vs US avg

Rent Burden >30%

16.2%-67% vs US avg

Mortgage-Free

41.6%+9% vs US avg

$178,900

Home Value

$814

Rent

1938

Year Built

2012

Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached71.2%
1-unit attached6.3%
2-9 units18.8%
10+ units1.7%
Mobile home & other2.0%

ZIP 46061 — Housing & Real Estate

Housing & Real Estate in ZIP Code 46061

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