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Windfall City town, IN

ZIP 46076 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46076

Median Home Value
$122,400
Median Rent
$629
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$786/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46076 in Windfall City town, IN, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $786. That sits below the local median household income ($72,434), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.3%+29% vs US avg
x
Vacancy Rate
7.5%-27% vs US avg
x
Broadband Access
91.3%+5% vs US avg
x
4+ Bedrooms
9.0%-39% vs US avg
x
Built Pre-1939
12.8%-0% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
3.7%-93% vs US avg
x
Mortgage-Free
38.7%+1% vs US avg
x
$122,400
Home Value
$629
Rent
1965
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.6%
  • 1-unit attached0.5%
  • 2-9 units0.9%
  • 10+ units0.0%
  • Mobile home & other12.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$122,400
Median rent$629
Owner-occupied84.3%
Vacant7.5%
Price-to-income1.7x
Est. income to buy$34,000