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Zionsville town, IN

ZIP 46077 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46077

Median Home Value
$534,600
Median Rent
$1,481
Affordability Snapshot
$147,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,434/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46077 in Zionsville town, IN, a household would need roughly $147,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,434. That is roughly in line with the local median household income ($160,868). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
84.2%+29% vs US avg
x
Vacancy Rate
2.7%-74% vs US avg
x
Broadband Access
96.0%+10% vs US avg
x
4+ Bedrooms
21.9%+48% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
5.9%-88% vs US avg
x
Mortgage-Free
25.9%-32% vs US avg
x
$534,600
Home Value
$1,481
Rent
2001
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.2%
  • 1-unit attached4.1%
  • 2-9 units4.0%
  • 10+ units8.4%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$534,600
Median rent$1,481
Owner-occupied84.2%
Vacant2.7%
Price-to-income3.3x
Est. income to buy$147,000