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Bargersville town, IN

ZIP 46106 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46106

Median Home Value
$430,500
Median Rent
$1,314
Affordability Snapshot
$118,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,765/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46106 in Bargersville town, IN, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,765. That is roughly in line with the local median household income ($106,914). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.2%+27% vs US avg
x
Vacancy Rate
4.7%-54% vs US avg
x
Broadband Access
97.1%+12% vs US avg
x
4+ Bedrooms
18.3%+24% vs US avg
x
Built Pre-1939
1.1%-91% vs US avg
x
Built Post-2014
5.5%-20% vs US avg
x
Rent Burden >30%
48.6%-2% vs US avg
x
Mortgage-Free
22.2%-42% vs US avg
x
$430,500
Home Value
$1,314
Rent
2002
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.7%
  • 1-unit attached1.7%
  • 2-9 units3.4%
  • 10+ units3.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$430,500
Median rent$1,314
Owner-occupied83.2%
Vacant4.7%
Price-to-income4.0x
Est. income to buy$118,000