US5.com
  1. Home
  2. States
  3. Indiana
  4. ZIP 46143
  5. Housing & Real Estate
Greenwood city, IN

ZIP 46143 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46143

Median Home Value
$295,400
Median Rent
$1,223
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,898/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46143 in Greenwood city, IN, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,898. That is roughly in line with the local median household income ($89,401). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.2%+9% vs US avg
x
Vacancy Rate
5.1%-51% vs US avg
x
Broadband Access
94.0%+8% vs US avg
x
4+ Bedrooms
7.0%-53% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
21.5%-57% vs US avg
x
Mortgage-Free
28.3%-26% vs US avg
x
$295,400
Home Value
$1,223
Rent
1998
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.7%
  • 1-unit attached9.0%
  • 2-9 units8.8%
  • 10+ units8.2%
  • Mobile home & other2.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$295,400
Median rent$1,223
Owner-occupied71.2%
Vacant5.1%
Price-to-income3.3x
Est. income to buy$81,000