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Indianapolis city (balance), IN

ZIP 46260 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46260

Median Home Value
$271,600
Median Rent
$900
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,745/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46260 in Indianapolis city (balance), IN, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,745. That is roughly in line with the local median household income ($70,642). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
50.9%-22% vs US avg
x
Vacancy Rate
8.7%-15% vs US avg
x
Broadband Access
84.2%-3% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
29.6%-41% vs US avg
x
Mortgage-Free
30.6%-20% vs US avg
x
$271,600
Home Value
$900
Rent
1975
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached39.7%
  • 1-unit attached10.6%
  • 2-9 units36.9%
  • 10+ units12.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$271,600
Median rent$900
Owner-occupied50.9%
Vacant8.7%
Price-to-income3.8x
Est. income to buy$75,000