ZIP Code 46301 — Beverly Shores town, IN Demographics & Data

ZIP code 46301 covers Beverly Shores, IN in Porter County with a population of about 597.

At a glance, the area shows median age of 65.6 versus a U.S. median of about 38.9.

It sits in telephone area code 219; U.S. House district IN-1; the CHICAGO media market.

Beverly Shores, IN aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 46301 is about $118,750 — about 58% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.2%; unemployment rate near 5.8%; 71.9% of adults with a bachelor’s degree or higher (about 38.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Professional services, and Healthcare; about 32.5% of workers reporting work-from-home (about 17.3 points above the U.S. share (15.2%)); a mean commute of about 114.0 minutes (U.S. average near 26.8).

Median home value is about $581,900 — about 67% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 98.4% (about 33.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 46301 in Beverly Shores, IN, a household would need roughly $160,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,738. That is about 35% above the local median household income ($118,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Beverly Shores town, IN as Relatively Moderate (composite score 81.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (80.0) and wildfire (60.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Beverly Shores town, IN show little to no average snow and around 39.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 27 for ZIP 46301 (Beverly Shores town, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.