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, IN

ZIP Code 46382 — undefined, IN Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Map, Quick Facts & Location

Quick Facts

Local time
Population
1,833
Median Income
$95,278
+27% vs US avg
Home Value
$190,900
-45% vs US avg
Median Rent
N/A
Median Age
53.7 yrs
+38% vs US avg
City
N/A
Timezone
America/Indiana/Indianapolis
Area Code
Congress
Top Ancestry
GermanIrishPolish
Scroll to load map
Location
Coordinates
41.4613, -86.7620
Elevation
735 ft
Land Area
48.8 sq mi
Water Area
0.0 sq mi (0% water)

At a glance

Population
1,833
Density
N/A
Median income
$95,278
+27% vs US avg
Home value
$190,900
-45% vs US avg
Median rent
N/A
Timezone
America/Indiana/Indianapolis

Overview of ZIP Code 46382

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What to know about ZIP 46382

ZIP code 46382 covers IN in LaPorte County with a population of about 1,833.

At a glance, the area shows median age of 53.7 versus a U.S. median of about 38.9.

It sits in telephone area code 219; U.S. House district IN-2; the CHICAGO media market.

Income and economy in IN

Median household income in ZIP 46382 is about $95,278 — about 27% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.8%; unemployment rate near 3.1%; 14.9% of adults with a bachelor’s degree or higher (about 18.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Manufacturing, and Construction; about 3.5% of workers reporting work-from-home (about 11.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 46382

Median home value is about $190,900 — about 45% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 46382 in IN, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,226. That sits below the local median household income ($95,278), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate risk and migration signals

FEMA’s National Risk Index rates natural-hazard risk for IN as Relatively Low (composite score 78.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (74.6) and wildfire (35.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for IN show little to no average snow and around 39.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 84 for ZIP 46382 (IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Nearby (from this ZIP)

Airport VPZ (12.7 miles (20.4 km)) · Valparaiso University (14.4 miles (23.2 km)) · Indiana Dunes National Park (21.2 miles (34.1 km)) · VA: South Bend Vet Center (29.6 miles (47.6 km))

Full lists and map pins are in the Infrastructure section below.