ZIP Code 46392 — Wheatfield town, IN Demographics & Data

ZIP code 46392 covers Wheatfield, IN in Jasper County with a population of about 8,332.

At a glance, the area shows median age of 36.9 versus a U.S. median of about 38.9.

It sits in telephone area code 219; U.S. House district IN-4; the CHICAGO media market.

Median household income in ZIP 46392 is about $93,875 — about 25% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.0%; unemployment rate near 8.8%; 12.2% of adults with a bachelor’s degree or higher (about 21.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Manufacturing; about 2.9% of workers reporting work-from-home (about 12.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $228,200 — about 34% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $753 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 86.6% (about 21.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 46392 in Wheatfield, IN, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,466. That sits below the local median household income ($93,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Wheatfield town, IN as Very Low (composite score 32.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (44.9) and hurricane (26.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Wheatfield town, IN show little to no average snow.

IRS migration statistics show a net inflow of about 383 for ZIP 46392 (Wheatfield town, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.