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Argos town, IN

ZIP 46501 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46501

Median Home Value
$146,200
Median Rent
$636
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$939/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46501 in Argos town, IN, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $939. That sits below the local median household income ($62,721), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.2%+16% vs US avg
x
Vacancy Rate
11.0%+7% vs US avg
x
Broadband Access
82.0%-6% vs US avg
x
4+ Bedrooms
8.0%-46% vs US avg
x
Built Pre-1939
5.3%-59% vs US avg
x
Built Post-2014
3.0%-57% vs US avg
x
Rent Burden >30%
7.7%-85% vs US avg
x
Mortgage-Free
37.6%-1% vs US avg
x
$146,200
Home Value
$636
Rent
1963
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.8%
  • 1-unit attached0.3%
  • 2-9 units1.1%
  • 10+ units2.5%
  • Mobile home & other10.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$146,200
Median rent$636
Owner-occupied76.2%
Vacant11.0%
Price-to-income2.3x
Est. income to buy$40,000