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Lakeville town, IN

ZIP 46536 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46536

Median Home Value
$208,200
Median Rent
$685
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,337/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46536 in Lakeville town, IN, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,337. That sits below the local median household income ($77,411), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (21% built before 1939)

Owner Occupied
82.7%+26% vs US avg
x
Vacancy Rate
11.1%+7% vs US avg
x
Broadband Access
90.3%+4% vs US avg
x
4+ Bedrooms
6.7%-54% vs US avg
x
Built Pre-1939
21.4%+67% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
25.9%-48% vs US avg
x
Mortgage-Free
30.5%-20% vs US avg
x
$208,200
Home Value
$685
Rent
1962
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.4%
  • 1-unit attached2.1%
  • 2-9 units11.8%
  • 10+ units4.7%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$208,200
Median rent$685
Owner-occupied82.7%
Vacant11.1%
Price-to-income2.7x
Est. income to buy$57,000