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Millersburg town, IN

ZIP 46543 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46543

Median Home Value
$284,400
Median Rent
$795
Affordability Snapshot
$78,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,827/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46543 in Millersburg town, IN, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,827. That sits below the local median household income ($110,685), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
87.4%+34% vs US avg
x
Vacancy Rate
1.2%-88% vs US avg
x
Broadband Access
55.3%-36% vs US avg
x
4+ Bedrooms
23.6%+59% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
2.4%-95% vs US avg
x
Mortgage-Free
17.9%-53% vs US avg
x
$284,400
Home Value
$795
Rent
1994
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.3%
  • 1-unit attached1.9%
  • 2-9 units4.2%
  • 10+ units0.0%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$284,400
Median rent$795
Owner-occupied87.4%
Vacant1.2%
Price-to-income2.6x
Est. income to buy$78,000