ZIP Code 46595 — undefined, IN Demographics & Data

ZIP code 46595 covers IN in St. Joseph County with a population of about 54.

At a glance, the area shows median age of 21.9 versus a U.S. median of about 38.9.

It sits in telephone area code 574; U.S. House district IN-2; the SOUTH BEND - ELKHART media market.

IN reads as a military / base-oriented community on US5’s intent model (elevated veteran share (24.1%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Manufacturing, Education, and Public administration; a mean commute of about 42.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for IN as Relatively Moderate (composite score 85.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.4) and hurricane (43.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for IN show little to no average snow and around 41.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2 for ZIP 46595 (IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.