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Huntertown town, IN

ZIP 46748 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46748

Median Home Value
$257,700
Median Rent
$1,147
Affordability Snapshot
$71,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,655/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46748 in Huntertown town, IN, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,655. That sits below the local median household income ($98,443), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.1%+38% vs US avg
x
Vacancy Rate
10.0%-3% vs US avg
x
Broadband Access
96.5%+11% vs US avg
x
4+ Bedrooms
5.6%-62% vs US avg
x
Built Pre-1939
1.2%-90% vs US avg
x
Built Post-2014
5.5%-20% vs US avg
x
Rent Burden >30%
17.9%-64% vs US avg
x
Mortgage-Free
25.1%-34% vs US avg
x
$257,700
Home Value
$1,147
Rent
2004
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.9%
  • 1-unit attached0.0%
  • 2-9 units4.3%
  • 10+ units1.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$257,700
Median rent$1,147
Owner-occupied90.1%
Vacant10.0%
Price-to-income2.6x
Est. income to buy$71,000